1.
After you have submitted the form and all the information
is verified accurate, you will receive a certificate
for a free companion airline ticket. You are under no
obligation to submit a formal loan application. Certificate
is provided by Promotions In Travel and they are solely
responsible for the the execution of said program.
2.
The recipient of this certificate is entitled to purchase
one adult round-trip coach-class airline ticket at the
full fare stated on the certificate and receive a Companion
ticket without charge. Certificates and Activated Travel
Vouchers are transferable only prior to making an airline
reservation Hours of operation Monday -Friday, 9.00 am
-500 p.m. Central Standard Time.
3.
This program is valid only between the listed cities
at the fares stated on the certificate.
4.
Travel must be by both passengers traveling together
on the same itinerary.
5.
This companion travel award may not be combined with
or applied to other certificates, promotions or special
offers, including but not limited to; upgrades, government
fares, tour/travel packages, group, convention/company
meetings fares, bereavement companion fares, senior citizen
discounts, corporate agreements, student fares, child
fares, travel industry discounts, internet fares, frequent
flyer programs or any unpublished programs. Code share
flights do not apply All purchased tickets are non-refundable,
non-endorsable and non-transferable. Taxes, airport fees
and passenger facility charges and the September 11th
security fee are additional and will be applied to both
the original and the additional free ticket
6.
Reservations are generally accepted within six (6) months
of travel but must be purchased at least 14 days in advance
and will require a Saturday night stay. Open tickets,
open returns, open jaws and circle trips are not permitted.
Stopovers are not allowed. Round trip travel must be
completed within 30 days
7.
Selection of the airline varies by market and is at the
sole discretion of the issuing agency based on availability
because airline participation varies from market to market
8.
Complimentary fares apply to the base fare only. The
normal required taxes and fees including but not limited
to Passenger Facility charges and September 11th security
fees will apply to both the Companion Ticket and the
First Ticket A $9.95 processing fee will apply for each
ticket issued. All tickets will be issued via Electronic
Ticketing
9
Airline fares and pricing changes constantly Internet
fares will not apply. In rare instances lower fares between
eligible cities may be available. In certain circumstances,
pricing provided may be higher than the fares stated.
Fare may not be available for all flights/routes/markets
This program is valid on specific schedules and carriers
and at time of booking is subject to individual carrier's
capacity not be available. Our travel consultant can
determine the most economical fare for a recipient's
itinerary
10
This certificate is non-refundable and not redeemable
for cash and is void if raffled, sold for cash or other
consideration, copied, altered or prohibited by law.
Travel awards are non-transferable and void if altered.
Travel awards are non-refundable and will not be replaced
if expired, lost, stolen or destroyed. Once you have
paid in full, due to the special cooperative participation
of our host airlines, this entire program is 100% non-refundable,
non-endorsable, and non-transferable for any reason,
medical or otherwise Name changes are not permitted
11
Blackout dates for all destinations may apply during
seasonal and Holiday periods Additional blackout dates
may apply and blackout dates are subject to change without
notice
12.
Schedules, terms, points of service and fares are subject
to change without notice.
13.
These terms and conditions cannot be modified or waived
unless authorized in writing by a corporate officer of
the issuing agency. Issuing agency is the final authority
on the interpretation of the terms and conditions This
program is void where prohibited by law This travel award
may be distributed free of charge, only by authorized
businesses as a promotional device It may not be sold
or resold Any such sale will invalidate any redemption
rights hereunder This certificate cannot be exchanged
for cash or other consideration No refunds shall be provided
for any unused portion of this offer. This certificate
has no cash value. All federal, state, and local laws
apply. Promotions In Travel assumes no responsibility
for any verbal or written representation made in conjunction
with this offer by any distributor and/or their agents,
other than those included in this offer.
14
Its agents, assignees and designees, act only as agents
for the airlines and do not, and will not assume any
liability or responsibility for damage, expense, inconvenience,
loss, injury, accident death or damage to any persons
or property whatsoever on any aircraft or in transit
to and from said aircraft, or for any cause whatsoever
due to delays, cancellations, nature, mechanical breakdown,
strikes, war, acts of God, arising from or in conjunction
with services provided.
15.
In the event of major travel industry events, which dramatically
impact pricing structures, we reserve the right to modify
or terminate this program without notice.
16.
By submitting a signed Registration Form to Promotions
In Travel, the traveler consents to be bound by all the
terms and conditions, as stated in this-brochure. The
recipient signifies further agreement to the above terms
and conditions by submission of final payment to Promotions
in Travel.
You
authorize our agents to obtain a consumer report from
consumer reporting agencies in considering your continued
eligibility and for the purpose of an update, renewal,
and extension of credit, review or collection of your
account. Upon your request, we will inform you of the
name and address of each consumer-reporting agency from
which we obtained a consumer report relating to you.
You must be 18 years or older. You must have owned the
property a minimum of one year. We must be able to perfect
a first mortgage loan on the property. You must continue
to meet our credit guidelines. Your debt to income ratio
cannot exceed 50% (some programs may allow high limits).
Your property must be used solely as a residence and
not be situated in a remote location. Acceptable property
types are Single Family, Condominium, Townhouse, and
two to four units. The property must be in good condition
and meet our property standards. Any bankruptcy must
be discharged prior to the last 12 months. The property
cannot be in foreclosure. The loan to value ratio must
not exceed 85% (some programs may allow for higher ratios).
You must have adequate hazard insurance (and where applicable
Flood Insurance), which must name
The following documentation must be obtained:
•
Appraisal report
• Title
report
• Credit
report
• Mortgage
payment history
The
following documentation may be required depending on
the loan program: 1. Tax return and W-2s 2. Profit and
loss statement 3. Other proof of income
Although
your aggregate monthly debt payment may decrease, this
loan may increase both your aggregate number of monthly
debt payments and the aggregate amount paid by you over
the term of the loan.
All
loan applications subject to credit approval and appraisal.
Products available may vary by state.
By
submitting your personal information, you are authorizing
the parties under contract with The Credit Builder, to
contact you regarding their services.
